Frequently Asked Questions

Representative Example: Representative APR: 91%. Amount of credit £500 borrowed for 180 days. Interest: £160.27. Interest rate: 65% per annum (fixed). Representative APR: 91%. Total amount payable: £660.27

Before You Apply...

Below are the answers to the most frequently asked questions.

... Before You Apply

What are your criteria for loan applicants?

  • are between the ages of 18 and 70
  • are a UK resident
  • hold a current UK bank account and debit card
  • have a monthly net income of more than £700
  • are employed or self-employed

You can apply for a loan if you are a UK resident who holds a current UK bank account and debit card. You must be between the ages of 18 and 70, in employment, with a monthly income of over £700.

What do I need to apply?

  • mobile phone number
  • email address
  • home address
  • employment history
  • net monthly income
  • outgoings
  • bank details

You will need to supply your home address (usually for the last three years), employment history, mobile phone number, email address, wage details, your monthly outgoings and your bank account details.

What loans are available?

At Moolr, we lend between £1000 and £5000, repayable over a 1-2 year period. Repayments would be on a fixed monthly schedule. We do not offer shorter-term loans.

  • All credit histories welcome
  • High acceptance rates
  • No phone calls
  • Instant decision
  • 100% online
  • Safe & secure